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Free tool

LLC Tax Calculator

Federal + state + self-employment tax for default LLCs, with a side-by-side S-Corp election comparison and QBI deduction. Built on 2026 IRS-indexed brackets.

LLC Tax Calculator

Estimate federal income tax, state income tax, and self-employment / FICA taxes for a US LLC. Includes the QBI (Section 199A) deduction. Compares default pass-through vs. S-Corp election in real time.

Default pass-through

  • Net profit$120,000
  • Federal income tax$11,902
  • State income tax$0
  • SE / FICA tax$16,955
  • QBI deduction-$19,304
Total tax$28,857
Effective rate24.0%
Take-home$91,143

With S-Corp election

  • Net profit$120,000
  • Federal income tax$15,374
  • State income tax$0
  • SE / FICA tax$8,478
  • QBI deduction-$12,000
Total tax$23,852
Effective rate19.9%
Take-home$96,148
Switching to S-Corp election would save approximately $5,006 in this scenario.
How this calculator works

Default pass-through: The LLC owes no federal income tax of its own. Profits flow to your personal return. Self-employment (SE) tax of 15.3% applies on 92.35% of net earnings, up to the SS wage base ($176,100 in 2026). Half of SE tax is deductible above-the-line. The QBI deduction (Section 199A) may reduce taxable income by up to 20%.

S-Corp election: The LLC pays you a "reasonable salary" subject to payroll FICA (15.3%). Remaining profits pass through to your return as distributions, free of SE tax. The breakeven is typically around $40,000-$60,000 of net profit, depending on your reasonable salary.

2026 federal brackets are estimated by extrapolating the IRS inflation indexing from 2025 (Rev. Proc. 2024-40).

Frequently asked questions

How are LLCs taxed by default?

Single-member LLCs are taxed as sole proprietorships (Schedule C). Multi-member LLCs are taxed as partnerships (Form 1065 + K-1). In both cases, profits "pass through" to the owners' personal returns and are subject to federal income tax plus self-employment tax (15.3% on the first $176,100 in 2026, then 2.9% on remaining net earnings).

When does an S-Corp election make sense?

Once net profit (after a reasonable salary) consistently exceeds $40,000-$60,000, the FICA savings on the distribution portion usually outweigh the $1,500-$3,000/year payroll and admin costs. Use the calculator to find your specific crossover.

What is the QBI deduction?

Section 199A allows pass-through business owners to deduct up to 20% of qualified business income. It phases out for high-income service businesses (SSTBs). The thresholds for 2026 are estimated at $197,300 single / $394,600 married filing jointly.

Do non-residents pay US tax on a US LLC?

Non-resident-owned single-member LLCs with no US-source effectively connected income (ECI) generally owe no US federal income tax. They must still file Form 5472 and Form 1120 annually. See our non-resident guide.

Are 2026 tax brackets official?

The IRS typically publishes official 2026 brackets in October-November 2026 (Rev. Proc.). Our calculator uses the IRS's 2025 inflation-indexed brackets as the most current published figures; 2026 results are an estimate that we will update upon official release.